Would Insurance Pay for an Implant & Let Me Drop it Later?

[alterr]

Need your input guys. Presently I got state insurance bundled with medicaid. Sadly most implant docs wont accept that. So I'm thinking of withdrawing from this plan and getting premium based insurance where I pay monthly premiums that can range from $600 - 1000 per month. I'm thinking of getting Blue Cross. But I just want to use the insurance until I get my implant then drop the insurance. So I'll just use the insurance for 2 months tops. Do you think this is possible? Would insurance pay a $26,000 procedure for 2 months worth of coverage only?

[Namirrah]

Um... no

[warrenw]

My guess is there would be a waiting period before an expensive procedure would be covered. Kind of like dental insurance where you have to be a plan member for a year before some procedures are covered. You need to ask the insurance company that specific question.