Postby Waynetho » Wed Oct 14, 2020 4:20 pm
Most employers also have a "Flexible Spending Plan" that can be used to help pay for your medical. The nice thing is, when you start a new plan year, you have available to you immediately, 100% of the contributions that you *WILL* have deducted over the next year. If your out of pocket max is $3000.00, work it so you have enough contributions per paycheck to cover the $3000.00 (around $115.40 contribution each bi-weekly paycheck) and you can pay your entire out of pocket in full at the beginning of your plan year. This means you're no more than a year away from a revision because you just sign up for a Flexible Spending account at open enrollment and put $115-116 on it per paycheck and when your plan year starts you can get your surgery *THEN* assuming your insurance covers it.
64yo, married 43 yrs. Urolift (x4) 8/12/19. AMS 700CX 15cm (no RTE) penoscrotal 10/28/19, Frisco, TX. PD 1995/ED 2011. Cialis helped but hinged. (1995)L:6/G:5.5+, (2019)Pre-op L:5/G:4.5, (2/2020)L:6.0/G:5.0