GoodWood wrote:Insurance coverage can be challenging.
I’m 57, in the USA, and my insurance doesn’t cover ED treatments.
But once I really ready the exceptions page closely it say that they don’t cover treatments for sexual function EXCEPT surgical implantation of penile implant for ED.
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And it turned out they covered my surgery. I still had to pay a percentage and the total ended up being between $5000-$6000. Not an insignificant amount of money, but better than I expected.
So it’s definitely worth reading your policy closely. I also think it’s a plus if a high volume surgeon. Their office staff know ALL the insurance policies and which codes will get a yes from which companies.
That’s the ballpark I’m looking at with straight Medicare or a Medicare Advantage plan. About a $15-25 K procedure, initially, then Medicare pays what they deem their portion (preset), I pay 20% of that, so after everything, I’m budgeting $4-6 K.