Is it possible to buy health insurance with the plan to do surgery?

[2435tjklAS]

For anyone else who's having the same question as me, I found this research study, but keep in mind it's from 2019 and the sample sizes are low. According to the study, the best companies for penile implants are those below.

Medicare -- 87 approvals -- 0 denials -- 100% rate
Coventry -- 4 approvals -- 0 denials -- 100% rate
United Healthcare -- 14 approvals 6 denials -- 70% rate
Molina -- 19 approvals --10 denials -- 65% rate
Humana -- 10 approvals -- 6 denials -- 62% rate

I think this is because Medicare is generally aged based and IPP surgery is seen as a frequent medical necessity.

Also one thing I've learned to make this all much easier - just call them and ask. Seriously. You only deal with professionals who are motivated to help you. Whatever has stopped you from calling them wasn't a real concern.

[UpNorth]

I’m just north of you and mine covered no questions asked.

We have since changed plans and I will try and find a copy of BCBS plan. I did look for it one other time without success so I will ask the wife to look around.

Thanks, much appreciated! And sorry, I'm confused, was it Highmark that covered it no questions asked? Or was it a different company?

Highmark.