Re: Dr. Karpman...Insurance Issues
Posted: Wed Dec 17, 2014 12:06 pm
I have one of the best plans I can get. Once I meet $2900 deductible it usually pays 100% with no copays, meds covered. It is just the travel too docs are either out of network or like Dr. Eid, say your office visit and all pre surgical testing is not billable through insurance you pay that out of pocket. Out of network docs cost me $5980 deductible plus 20% of the total bill. On a 30 thousand $ bill that 20% is an additional $6k out of pocket. Paying docs over the last 10 years we went through our retirement savings of $410,000 plus the the med bills costs us 2 farms and 1 house. There is nothing else left. I cannot work 2 days in a row. I still get too exhausted from the toll everything else put on me. If I work 3 hours max, sit down and rest for 3-4 hours I can go day after day but that is the only way. it I try to force myself to put in a 5 hour day I am a shaking exhausted lump that ends up sleeping 12 to 14 hours straight to recover. The exhausted state is the only time that I do sleep non stop w/o getting up to pee several times though. That is why I am on dissability. when you go on disability at a young age your check is not crap. Mine is $435.50 a month. My wife gets the same plus an Additional $211 Social Security. Her check is small also because she had to retire due to health. I have 13 more years to go before I am eligable for Medicare which pays for new dicks and11 more years to get social security. man I hpe you don't have to go through all that shit to get a new dick.The system is fucked. It is like the screwed up law here that eye care is covered under age 16 or 65 and older only if you reside in a nursing home. What fuckwit makes those rules?
Be well. Good luck. Hope you can find a way. He in missouri it is a state law that it you have breast cancer , even one, the insurance has to pay for a new set of tits, BOTH! If you have dick issues.... tough shit. they aren't tits. I think that is a discriminatory law.
Be well. Good luck. Hope you can find a way. He in missouri it is a state law that it you have breast cancer , even one, the insurance has to pay for a new set of tits, BOTH! If you have dick issues.... tough shit. they aren't tits. I think that is a discriminatory law.